Bryan Insurance Agency is an industry leader in commercial lines
insurance. While we don’t specialize in any one area, we have broad
experience in oil and gas related insurance needs. We helped form the
special insurance program for “Texas
Alliance of Energy Producers” (formerly “North Texas Oil & Gas
Association”). From oil and gas business to construction, from health
care to main street business, Bryan Insurance can serve you for all your
commercial insurance needs, and we
have the expertise of a full-service agency that will get the job done. Our
commercial team can offer you the most up-to-date product knowledge, experienced
claims and policy service.
Here are some of the commercial lines of insurance that we offer:
· Property - For your business contents and buildings.
· Business Owners Packages - Combination policies that can provide both property and liability in one policy and also provide extras such as business interruption, computer coverage, and many others.
· General Liability - Coverage for claims in the event of bodily injury or property damage occurring on the premises or caused by products or completed operations of your business.
· Garage Liability - A specialty coverage for new and used car dealers, auto service stations, repair garages, and stores that work on vehicles.
· Workers' Compensation - Dividend plans and competitive rates are available from over two dozen companies.
· Occupational Accident Plans - Coverage for injuries to employees, can include accident medical expense coverage, weekly accident disability income, and accidental death and dismemberment. Various limits, deductibles and policy forms are available.
· Builders Risk - Policies designed for new construction to cover the materials and supplies needed to build, and the increased value while building. This policy provides coverage that the standard property policy does not.
· Automobile - We can provide coverage for one business vehicle or a fleet of hundreds.
· Cargo Insurance - When contents or products are shipped anywhere, they are not usually covered unless a cargo policy is provided.
· Inland Marine - Can cover equipment and tools that move or are taken off premises.
· Operator’s Extra Expense (Cost of Well Control or “Blowout” coverage) - Provides coverage for control of well; seepage and clean up above the surface of the ground; replacement cost re-drilling with many other optional coverages available.
· Boiler and Machinery - Covers boiler explosions, mechanical breakdown, and loss of income.
· Crime - Employee dishonesty, theft of money and securities, burglary and robbery.
· Computer Coverage - Can provide coverage for mechanical breakdown in addition to other damage. Also covers data and media and extra expense to re-create information in the event of a loss.
· Bonds - ERISA bonds, contractor bonds, notary bonds, bid bonds, performance bonds, etc.
· Group Life and Health Products - Life and health insurance for an individual or a group.
· Flood - If your business is in a flood plain, we can provide flood insurance for building and contents.
· Bailee's Insurance - If your business involves keeping customers' items, this can cover loss to those items while they are in your possession.
· Business Interruption and Extra Expense - In the event of a covered loss, this can provide coverage for lost income, payroll expenses, and other extra expense incurred to move or advertise to maintain the business.
· Special Events Coverage - Coverage for parties, hole-in-one contests, one day events like weddings, one day sales, fairs, exhibitions, and reunions.
· PEO (Professional Employer Organization)/Employee Leasing – Many businesses are contracting with PEO’s to provide payroll services, Workers’ Compensation coverage and Group Health as well as other Fortune 500 benefits that small employers are unable to provide. We have access to several PEO’s and can help you coordinate your existing insurance coverage with the plans the PEO provides.
