Bryan Insurance Agency

(effective July 1, 2001)
 

PURPOSE OF THIS NOTICE   

Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution,
 directly or through its affiliates, from sharing nonpublic personal information about you
with a non-affiliated third party unless the institution provides you with a notice of its
privacy policies and practices, such as the type of information that it collects about you
and the categories of persons or entities to whom it may be disclosed. In compliance with
the GLBA, we are providing you with this document, which notifies you of the privacy
policies and practices of Bryan Insurance Agency.

OUR PRIVACY POLICIES AND PRACTICES

Information We Collect:

We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms.
Information about your transactions with us, our affiliates or others.
Information we receive from a consumer reporting agency.

Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no
additional information will be collected about you.

Information we may disclose to third parties:

We do not disclose any nonpublic personal information about our customers or former
customers to anyone, except as permitted by law.

Non-affiliated third parties to whom disclosures may be made:

We disclose nonpublic personal information about you only to non-affiliated third parties as permitted by law.

Our practices regarding information confidentiality and security:

We restrict access to non public personal information about you to those employees
who need to know that information in order to provide products or services to you.
We maintain physical, electronic, and procedural safeguards that comply with federal
regulations to guard your nonpublic personal information.

Our policy regarding dispute resolution:

 Any controversy or claim arising out of or relating to our privacy policy, or the breach
thereof, shall be settled by arbitration in accordance with the rules of the American
 Arbitration Association, and judgment upon the award rendered by the arbitrator(s)may be entered
 in any court having jurisdiction thereof.

Reservation of the right to disclose information in unforeseen circumstances:

 In connection with the potential sale or transfer of its interests, Bryan Insurance Agency
 reserves the right to sell or transfer your information (including but not limited to your
address, name, age, sex, zip code, state and country of residency and other information
that you provide through other communications) to a third party entity that (1) concentrates its
 business in a similar practice or service; (2) agrees to be Bryan Insurance Agency, Ltd.'s successor
in interest with regard to the maintenance and protection of the information collected; and (3) agrees
to the obligations of this privacy statement.