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More than Insurance Comprehensive Risk Management

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Looking for a dependable car?

According to J.D. Power, the top rated overall vehicle dependability brands are: 10.  Kia 9.    Hyundai 8.    Audi 7.    BMW 6.    MINI 5.   ...

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Flood Insurance - Why You Need It!

No matter where you live, water causes severe damage.  With winter thaw, flooding is more than possible. However, flood insurance is not part of your standard homeowners insurance.   Most homeowners insurance will  cover...

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Cold Weather Playing Havoc

Cold temperatures across the United States have caused consumers havoc both in their homes and in their cars. Potholes  Americans spend over $3 billion per year to repair pothole-related damage to their cars. Extreme cold weather coupled with...

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Valentine's Day - Buying Jewelry?

If you are considering buying jewelry for Valentine’s Day, here are five tips from Anne D’Innocenzio of The Associated Press.   Beware of discounts – do your research.  The median price of a piece of jewelry, excluding engagement...

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Super Bowl - Have Fun But Be Careful

If you are celebrating the Super Bowl at a restaurant or sports bar, we’d like you to be safe. Remember to plan ahead for safe transportation if you are planning to drink.  Be careful with your credit card information, as with all the...

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Small Business - Regulatory Issues

To keep your business compliant in 2019, here are ten regulatory issues to watch out for:   Sexual Harassment Prevention - EEOC is expected to continue heightened enforcement of sexual discrimination claims this year as a results of the #...

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Corporations Top Concerns

According to a recent survey conducted by Allianz in their annual Risk Barometer, the top perils to corporations are cyber incidents along with business interruption events.  In addition, workforce skill shortages and legislative/...

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5 Homeowner's Resolutions for 2019

To assist you in protecting your home in 2019, here are five tips to help prevent a claim. Know where your shut-off value is.  Make sure that everyone in the household knows where it is and how to shut it off. Check your washer/dryer....

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Prepare Your Business for 2019

It is a fact that 25% of small businesses never reopen after a catastrophe.  Here is a simple checklist to start 2019 with a good disaster-prep program: Purchase Appropriate Insurance Coverage – property, business interruption, and...

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New Year's Safety Tips

With New Year’s Eve approaching, here are a few things to consider as you get ready to party: Plan a ride in advance – whether it be public transportation, ridesharing service, or carpool. Car thefts are the second most active holiday for theft....

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