(effective 1/1/17)
We believe you have the right to know the privacy
policies of the websites you visit. We are committed to data security, and to
protecting your personally identifiable information. This statement discloses
the privacy practices for our website.
PURPOSE OF THIS NOTICE
Title V of the Gramm-Leach-Bliley Act (GLBA)
generally prohibits any financial institution, directly or through its
affiliates, from sharing nonpublic information about you with a non-affiliated
third party unless the institution provides you with a notice of its privacy
policy and practices, such as the type of information that it collects about
you and the categories of personal information or entities to whom it may be
disclosed. In compliance with the GLBA, we are providing you with this
document, which notifies you of the privacy policies and practices of our
agency.
OUR PRIVACY POLICIES AND
PRACTICES
- Information we collect – We collect nonpublic personal information, about you from the
following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us, our affiliates or
others;
- Information we receive from a consumer-reporting agency;
- Cookies and their use on this
website - A
cookie is a message given to a web browser by a web server. The message is then
sent back to the server each time the browser requests a page from that server.
Cookie files define you as a user, not as an identifiable person. We use
cookies to better customize our website and our services to your interests and
needs. We do not use cookies to retrieve information from your computer that
was not willingly provided by you
- Information we may disclose to third parties – In our normal course of
business in quoting and contracting for insurance coverage for you we may
disclose the following kinds of nonpublic personal information about you:
- Information we receive from you on
applications or other forms, such as your name, address, Social Security
number, assets, income and beneficiaries;
- Information about your transactions with
us, our affiliates or others, such as your policy coverage, premiums and
payment history; and
- Information we receive from a consumer
reporting agency, such as your creditworthiness and credit history.
- Third parties to whom we may disclose information – We may disclose nonpublic
personal information about you to the following types of third parties:
- Financial service providers, such as life
insurers, automobile insurers, mortgage bankers, securities broker-dealers and
insurance agencies;
- Service providers and joint marketers –
We may disclose all of the information we collect, as described above under the
caption “Information we collect,” to companies that perform marketing services
on our behalf, or to other financial institutions with whom we have joint
marketing agreements.
- Your right to opt-out of third party disclosures –
If you prefer that we not disclose nonpublic information about you to
nonaffiliated third parties, you may opt out of those disclosures, and direct
us not to make those disclosures, (other than disclosures permitted by
law). If you wish to opt out of
disclosures to nonaffiliated third parties, you may contact us during normal
business hours. Our contact information
is on our website in the Contact Us section.
- Our practices regarding
information confidentiality and security – At all times, we use our best and diligent
efforts to restrict access to nonpublic personal information about you to those
employees or third parties who need to know that information in order to
provide products or services to you. We maintain physical, electronic and
procedural safeguards that comply with applicable federal and state laws and regulations
to guard your nonpublic personal information.
- Links
and Co-Branded Sites - This
Web site contains links to other sites. Bryan Insurance provides links to
other sites as a convenience to persons who visit the Bryan Insurance web site.
If you choose to use the services provided by those sites, you may be asked by
those sites to provide certain personally identifiable information (some of
which may, on an individual or aggregated basis, be shared with Bryan Insurance).
Please be aware that Bryan Insurance is not responsible for the privacy
practices of those sites, even though Bryan Insurance's name or logo may appear
on those sites. We encourage you to be aware when you leave our site and to
read the Privacy Statements of each and every Web site that you visit, as the
privacy policy of those sites may differ from ours.
- Our policy regarding dispute
resolution –
Any controversy or claim arising out of or relating to our privacy policy, or
the breach thereof, shall be settled by arbitration in accordance with the
rules of the American Arbitration Association, and judgment upon the award
rendered by the arbitrator(s) may be entered in any court having jurisdiction
thereof.
- Reservation of the right to change our privacy policy - We reserve the right to amend
or replace this policy without notice.
By visiting our website, you agree to accept all terms and conditions
outlined in this Privacy Policy.